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Anti-selection & genetic testing in insurance: an interdisciplinary perspective

Version 2 2024-09-18, 23:34
Version 1 2023-05-21, 15:12
journal contribution
posted on 2024-09-18, 23:34 authored by D Golinghorst, A de Paor, Y Joly, AS Macdonald, Margaret OtlowskiMargaret Otlowski, R Peter, AER Prince

Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.

History

Publication title

Journal of Law, Medicine & Ethics

Volume

50

Issue

1

Pagination

139-154

ISSN

1748-720X

Department/School

Law

Publisher

Sage Publications, Inc

Publication status

  • Published

Place of publication

United States

Rights statement

© 2022 The Author(s)

Socio-economic Objectives

230405 Law reform, 130399 Ethics not elsewhere classified, 239999 Other law, politics and community services not elsewhere classified

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    University Of Tasmania

    Categories

    Keywords

    anti-selectioninsuranceELSIadverse selection

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    In Copyright

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