Chinese investors are often blamed for Australia's escalating house prices but a number of factors might mean the demand will drop off in coming years. In 2015, Chinese investors ploughed approximately A$6.8 billion into Australian commercial and residential real estate. Current Foreign Investment Review Board (FIRB) policies channel international real estate investment funding into new dwellings, creating additional jobs in construction and supporting economic growth. Pull factors include Australia's stable financial institutions, compared to China, well regulated land title system, buoyant real estate market, high capital gains rates in major cities and lower deposit requirements when compared to China. Low rental yields in China, restrictions around land and building ownership, fluctuating Chinese currency and high deposit rates are all motivating forces investing outside China. New Chinese regulations also inhibit the amount of funding that Chinese citizens can take out of China. However, this is not expected to significantly impact on the amount of funding flowing into Australia.